Instalment Sale option is only available via the TCD App
( Table Charm Connect - Apps on Google Play )

An Instalment Sale is a credit agreement where you make payments over an agreed term for the goods that you bought

All items except perishable items but to a minimum value of R600.

Pre-Approval happens in a couple of minutes.
Final approval depends on how fast the supporting documentation is submitted.

Pre-Approval will be communicated via SMS to your supplied cellphone number.

TC Finance will collect the instalment on the agreed due date via a DebiCheck debit order from your bank account

DebiCheck is the name of a specific type of debit order which you confirm electronically at the start of your debit order contract in order to confirm all the necessary details before the bank processes it.

The DebiCheck instruction will be processed as part of the approval process.
If the agreed instalment sale is processed within 15 days of the agreed instalment day, your debit order will be processed in the following month.
If the instalment sale is approved more than 15 days of the agree instalment day, your debit order will be process in the same month

Yes, we will send you a reminder SMS 5 days before the instalment is due to remind you to have funds available in your account

You need to call us to arrange to pay the missed instalment

You can pay with cash, debit / credit card, EFT, Pay@ or EasyPay

Yes, you can request a settlement quote to pay the outstanding amount

No, we will collect the instalment due on the agreed date

We will send you a monthly statement of your account

Yes, you can request a settlement quote to pay the outstanding amount